Borrowing and Taking Out Loans

There are many types of loans available on the market, as well as various other methods of borrowing money. We have brought together this section to give you a run down on most of the ways to borrow money or get a loan. Please note that we do not offer financial advice, please consult an Independant Financial Advisor (IFA) for all your borrowing needs.

There are many articles available discussing loans and borrowing in both the UK and the US, as well as our secret shopper who has visited different loan sources looking for quotes.Please feel free to browse some of our most recent articles on borrowing money.

Loans and Borrowing Articles: Disclaimer
Maintitle About the article Date
Debt Tips Anything you borrow is debt, so work out your repayments and how you'll afford them before you borrow any money.... 2013-04-14
Responsible Lending Credit and responsible lending can go hand in hand... 2013-03-26
Consolidation of Debts Can Debt Consolidation Make Your Financial Position Worse?... 2011-04-30
Bailiff Debt This article gives advice on what to do if bailiffs call trying to collect Council Tax or Community Charge (Poll Tax) arrears.... 2011-04-30
Adverse Credit Rating When do have an "adverse" credit rating? The situation is far from clear but this article sheds light.... 2011-04-30
Loan Refinancing If you find yourself paying more each month in loans than you think you should, you might want to consider refinancing one or more of your outstanding loans.... 2011-04-30
Student Loans and Debt The statistics show that more and more students are graduating from university with significant debt. The debt levels are growing year on year and many students will be paying them off for years after... 2011-04-30
Credit Unions With rising interest rates and an ever increasing cost of living, credit unions may offer a more attractive means of raising revenue than banks or credit cards. And all you need to do is become a ... 2011-04-30
Secured Home Improvement Loan Check out the table below for the current Best Buy Loans, as researched by MoneyExtra...... 2011-04-30
UnSecured Home Improvement Loan Data is for an Agent Smith, male, 32 years of age, who owns a $220000 house with a 50% mortgage. He is the single applicant for the loan and has no previous bad credit history or other outstanding loa... 2011-04-30
Commercial Loans A commercial business loan is designed for a wide range of UK small, medium and startup business needs including the purchase, refinance, expansion of a business, development loans or any type of comm... 2011-04-30
Loan Consolidation In some cases debt consolidation loan could provide the answer to peoples spiralling deby problems. This article discusses it more in particluar what the loan will be.... 2011-04-30
Loans and Borrowing There are many types of loans available on the market, as well as various other methods of borrowing money. This article looks at the variety of ways you can take out loans or borrow of cash. ... 2011-04-30
Secured Loans One of the reasons why most people choose a secured loan is that they are suitable for when you are trying to raise a large amount; are having difficulty getting an unsecured loan; or, have a poor cre... 2011-04-30
Home Loan In spring, young thoughts may turn to love, but for many homeowners, their thoughts turn to a room addition or a kitchen renovation. And as low interest rates and rising real estate prices help more h... 2011-04-30
Credit Score A credit score is a number typically between 300 and 850, based on a statistical analysis of a person's credit files, to represent the creditworthiness of that person, which is the likelihood that the... 2011-04-30
Bad Credit Loan A UK Bad Credit Personal Loan is a loan designed for the many people with a bad credit rating. A bad credit rating can make your life a misery. ... 2011-04-29
Loan Advice So, you want to get a loan? Here are some simple tips that will help you make an informed decision about what kind to buy, and who to buy from. ... 2011-04-29
Remortage Home A remortgage is changing your mortgage without moving your home. Remortgaging is the process of switching your mortgage to another lender that is offering a better deal than your current lender thereb... 2011-04-29
Car Loans and Car Buying Tips Have you ever felt like you bought a car and financed it and don't really know if you got the right price or financing arrangements after it was all over? Well, don't feel alone. This is a common expe... 2011-04-23
Debts Whatprice have searched the web and have found some useful articles on debt and Debt Consolidation Loans. If you are in debt and would like to do something about it, then start by reading these debt c... 2010-12-23
Consolidate Debts You are swimming in debt. You have 4 credit cards maxed out, a car loan, a consumer loan, and a house payment. Simply making the minimum payments is causing your distress and certainly not getting you... 2008-04-01
Internet Credit The internet stands as the largest open marketplace in the world today, almost every possible product or service is being sold on the internet. With such an availability of potential monetary transact... 2008-04-01
Home Improvements Article discussing the process of getting a loan in order to carry out improvements on your home and advice of what to consider before going ahead and appoaching your potential loan provider.... 2008-03-12
Loan Advice Information on getting a loan if you have a bad credit history and want to be able to do things such as pay off debt, buy a car or carry out renovation on your home.... 2008-03-12
Saving Money on Your Mortgage If you have any extra cash each month, using it against your mortgage can make a huge difference and it can save you thousands of pounds in interest each year. ... 2007-07-31
Alternatives to Filing Bankruptcy Many who find themselves caught up in a cycle of debt and are unable to get out of it look into the possibility of filing bankruptcy. However, there are alternatives to bankruptcy and it pays to look ... 2007-07-30
Personal Loans For help in choosing the best personal loan for you, simply fill out the form below. The online financial search is constantly updated and looks for the best loan deals available to you.... 2007-07-27
Student Credit History If you apply for any form of personal credit, the lender will inevitably obtain your credit history from one of the big credit agencies. But these credit records do not include information about... 2007-06-08
Store Cards Store cards can be very convenient, offering discounts and rewards. Are they a good bet in the long run? ... 2007-06-08
Bad Credit Home Loan? What happens if you have a bad credit history and apply for a home loan? Who can you approach and how much extra will it cost you (if you can borrow any money at all) to borrow an amount of money comp... 2007-06-08
Student Loans Average student loan debts have reached $9,620 and nine out of every 10 students now borrows to finance their university education. But who gives a non-working student money to finance a student l... 2007-06-08
Bankruptcy Bankruptcies are on the up, new figures have shown - this article looks at the reasons why. ... 2007-06-08
Mortgage Interest Rates There have been one or two nasty shocks regarding mortgage interest rates recently. Read what's been going on. ... 2007-06-08
High Risk Mortgage The number of banks and mortgage brokers lending to people with a bad credit ratings has rocketed. This has prompted the city watchdog to do some digging around to make sure money-lenders are play... 2007-06-08
Debt When you realize that you have a debt issue going on, you have several options to choose from: do nothing, create a budget, seek credit counseling, get professional debt consolidation help, opt for de... 2007-06-08
Debt Solutions Regardless of how bad a consumer's debt is, they have a handful of options in order to reach their ultimate goal, a debt free life. To be released from your debt, you will have to consider two importa... 2007-06-08
Filing for Bankruptcy Financial difficulties can occur in anyone's life. When you think financial difficulties are more than you can handle, don't let bankruptcy become your first thought. Bankruptcy should be considered a... 2007-06-08
Debt Reduction Are you up to your eyeballs in debt? It's not a prime position that you want to be in, and it has to be one of the first areas that you must work on in improving your personal life. Is your credit sco... 2007-06-08
Debt Counselling Once an individual has determined that he or she is in troube in terms of debt, that is, the expenditures per month exceed the monthly income, it is time to go about setting a course of action to righ... 2007-06-08
Credit Reports It is very important to get your credit report and analysis. Why is this important? For one thing, if you're thinking about buying a house or applying for credit for any other big purchase, you'll nee... 2007-06-08
Your Credit Report More and more people are becoming aware of their credit report, and how it affects them in their daily lives. As they apply for a home loan, credit card, or line of credit, they realize that credit sc... 2007-06-08
Consumer Debt Consumer borrowing/debt in the UK has now crashed through the $1 trillion barrier. 80% of this is due to credit card borrowing, loans and mortgages. How are people managing to handle their debt and wh... 2007-06-08

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