Financial Advice

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If you are a home owner, thinking about buying your first home, or moving house then this section is for you. We take a look at all aspects of buying and owning a home, including all the financial implications. Please note that we do not offer financial advice, please consult an Independant Financial Advisor (IFA) for all your home finance  needs.

Take a look around this section for all your home buying needs. From mortgages requirements, the cost of moving house and all the precautions you should take when buying a home; we have it all.

Please feel free to browse some of our most recent articles on the housing market and on moving home.

Housing Market Articles: Disclaimer

Maintitle	About the article	Date
Cost of Buying House	Buying a house is not a cheap thing! There are many costs associated with moving house, including things such as stamp duty, mortgage arrangement fees, evaluation fees, house surveys and solicitor fee...	2008-04-24
Estate Agent Fees	Advice on marketing your own home instead of paying an estate agent to do it....	2008-04-01
Home Improvement Loan	Whether it is to buy a new dream kitchen or bathroom or maybe to have a conservatory or garage built any major home improvements will add to the its value. But they don't come cheap. One way of paying...	2008-04-01
House Buying Tips	Essential Steps to Buying a House...	2008-04-01
House Survey	Buying a house and getting your house surveyed...	2008-03-28
House Buying Questions	Answers some of the questions you may have about buying a house...	2008-03-28
Property Auction	Do you know that every year thousands of UK properties and homes are sold at significantly below their real market value? The majority of these properties and homes are released through property aucti...	2008-03-28
Mortgage Search	For help in choosing the best mortgagesimply fill out the form below. The online financial search is constantly updated and looks for the best mortgage deals...	2008-03-28
Housing Solicitor	Discussion on the topic of getting a solicitor to buy or sell your property...	2008-03-28
House Buying Costs	A run down of the costs associated with buying a house. The costs are based upon the assumption of a £200 purchase price...	2008-03-28
Inpendent Financial Advisor	Advice on finding an independent financial advisor when thinking about buying a house....	2008-03-28
Home Inspection	An example home inspection check-list for you to use...	2008-03-28
Selling a House	How to make a plan for selling your home...	2008-03-28
Choosing a Mortgage	How to choose the best mortgage for you and your wallet...	2008-03-28
Mortgage Application	What you have to do when filing a mortgage application...	2008-03-28
Offer To Buy a House	Advice on making that offer on your dream house...	2008-03-28
House Buying	House buying topics, advice and discussions...	2008-03-28
UK House Prices	If you are thinking of buying your own home, check out our very own Guide to House buying, written in 'real' english!......	2008-03-28
House Buying Guide	If you are one of the thousands of people in the UK who find buying a house bewildering then look no further! This article contains helpful information to ease the pain of house buying. Either read th...	2008-03-28
House Buying Experience	I have finally made a decision today. I am going to buy a house in the Cambridge area. I know that the housing market could well sink like a lead balloon, but I'm willing to take my chances. Besides, ...	2008-03-28
Independent Financial Advisors	Go and find an independent financial advisor- you shouldn't have to pay for their service. Most estate agents tend to have an (independent financial advisor) IFA affiliated to them, (you don't have to...	2008-03-28
Buy To Let	Article on the buy to let market...	2008-03-28
First-Time Buyers	How to go about buying your first home and taking on a mortgage, allowing you to get onto the property ladder....	2008-03-12
Home Repairs	Before a buyer considers your home seriously, it must meet his needs in a variety of ways....	2007-11-05
Esate Agents	Advice on dealing with estate agents when buying a house....	2007-11-05
Selling Your Home	Money saving tips to try when selling your house...	2007-11-05
Mortgage Debt Issues	Mortgage Debt Elimination, 7 Things You Must Know!...	2007-11-05
Housing Market	Should you sell your home now before housing market prices drop or should you stick it out and see what happens? It really depends on your individual situation. ...	2007-11-05
DIY House Survey	A quick check-list of things you should look for when buying a new house...	2007-11-05
Mortgage Payment Protection Insurance	If you're considering Mortgage Payment Insurance or want to know what it does, then this is an essential read....	2007-08-31
Housing Market	Gordon Brown is set to shake up the housing market with his promotion of long term, fixed rate mortgages. But will the UK public be willing to give up the lure of short term, low interest rates for th...	2007-08-06
Rental Deposits	Rental deposits are held by the landlord until you move out, interest free; a deposit against damage caused not through wear or tear, or against the tenant doing a runner without paying utilities or r...	2007-07-31
House Prices Slowing Down	As thousands of Britons put their homes up for sale the price growth in the property market has started to slow down. The huge number of homes that came onto the market saw the house prices in June 20...	2007-07-30
Moving Checklist	ful, organized move. Once you have decided what home to buy (see article) You may become worried because you're moving soon? This really doesn't have to be a stressful, chao...	2007-07-27
Selling your house	So you've decided to take advantage of the booming real estate market and put your house up for sale. As you know, buying a house is the most important purchase a consumer can make. ...	2007-07-27
Home Information Seller Packs	In mid summer 2007 everyone who wants to sell a property will have to prepare a Home Information Packs before they put it on the market. This article explains what the Packs will have to include w...	2007-07-27
Home Inspection Before Buying?	It takes special expertise to determine if the functional parts of a home are in good shape, have a home inspector look over your prospective purchase before you buy....	2007-07-27
HIPs for 4-bed Houses	Home Information Packs (HIPs) will be required for 4 bedroom houses after 1st August 2007. The question is: can you avoid HIPs for a bit longer by pretending you don't have 4 bedrooms? ...	2007-07-27
Old Home	If you prefer a home that is unique and has character, you probably are giving some thought to buying an older home, the following Pros and Cons will help you out....	2007-06-09
Property Rent	Property management isn't just about collecting rent. It's about ensuring your property is always rented, ensuring you have the best possible tenants, and ensuring you're getting the best possible ren...	2007-06-09
Home Selling	Even if you've never been involved in the sale of a house before and yours is about to go on the market, you probably know enough about the process to be able to repeat, like a litany: clean it; paint...	2007-06-09
Home buying Advice	The following (home buying) article is based on an email a friend of mine, Paul Harper, wrote. It is offering specific advice for people looking to buy a new home and aren't really sure where to begin...	2007-06-09
Remortgage Tips	Most of us have all experienced hard times at some stage in our lives and received letters from banks telling us that they are going to charge us £27 for bouncing a cheque or non payment of a di...	2007-06-09
Foreign Currency Mortgages	Foreign currency mortgages could save you a lot of money but the risks are high. This article explains....	2007-06-09
Interest Payment Mortgage	More and more homebuyers are taking out interest only mortgages. We examine why and discuss why it can be a risky option. ...	2007-06-09
APR ? AER ? EAR ?	Most of us have seen the term APR in financial advertising and possibly its lesser-used cousins AER and EAR. But what do they mean? This article explains....	2007-06-09
Right Mortgage	This article will help you understand the differences between a variety of mortgage options. There are many different mortgage products offered by the various lending institutions in Canada, so you ma...	2007-06-09
Selling Your House?	Shrubbery and other greenery that has an unkempt appearance can often be misconstrued as a sign of neglect, and gives a bad impression of your house overall, and may hinder it's selling....	2007-06-08
Costs of Buying a Home	Whether you are buying your first home, or trading up to a larger one, there are many extra costs... ...	2007-06-08
Move or Improve	Much reflection, care, and factual information must be considered, before making the decision whether to move or improve your home. ...	2007-06-08
Interest-only Mortgage	Unlike traditional, fixed-rate mortgages or loans, interest-only mortgages / loans allows the borrower to initially pay the interest on the principal for a short period of time......	2007-06-08
Remortgaging	"Rate Tart" is the name coined by the mortgage industry for borrowers who switch mortgage lenders chasing lower interest rates. Call them Rate Tarts if must, but they'll be the richer for it!...	2007-06-08
Rent or Buy a Home?	To rent or to buy a home? It is a big decision to make. The following article explains the pros and cons of both renting and buying a home....	2007-06-08
Best Buy Tables	Thousands of customers flock to the Best Buy tables. But is all as it seems? Surprise, surprise the industry can cheat! This article explains and advises customers what to do about it....	2007-06-08
But-to-let Mortgages	Buy-to-let mortgages are booming again. What's changed and what, as a new landlord, do you need to look out for?...	2007-06-08
Islamic Finance	Muslims are forbidden by the teachings of the Koran to pay interest. This means that conventional mortgages and loans cannot be used. This article explains the alternatives available for Muslims and d...	2007-06-08
Mortgage	After years of lenders having a free hand to increase exit charges, the FSA steps in to restore fairness for consumers. This article explains....	2007-06-08
Mortgage Charges	Mortgage lenders use headline interest rates to attract borrowers. But behind the scenes they're introducing a whole raft of add on charges. This article explains....	2007-06-08
New Landlord Licence	New regulations concerning larger properties in multiple occupation may make a buy to let mortgage a viable proposition. The end result of this should improve the standard of such properties. ...	2007-06-08
Mega Mortgages	All of a sudden, mortgage lenders love mortgages over £500,000. Great if you can afford them. ...	2007-06-08
Home Loans	There are some new lower rate "lifetime" home loans coming onto the market. How do they fare against the even lower rate "shop around" options? ...	2007-06-08
Equity Release	A new study has found that pensioners are concerned that they will have to sell their homes or take in lodgers to make ends meet. ...	2007-06-08
House Sales	The housing market seems to be buoyant with house sales exceeding expectations in some parts of the country. If mortgage rates start to rise, the market may see a correction. Take care not to take...	2007-06-08
Home Buying	The exact process you will follow when going through the home buying process will not necessarily be the same. After all, the real estate laws and the customs of certain areas can vary. Nonetheless,...	2007-06-08
Home Sale Tips	If you are looking to sell your home, there are several dos and don't you should adhere to in order to get the most money out of the transaction and to make the entire process go smoothly. ...	2007-06-08
Home Information Packs	Ready, steady, go! With just three months to sell your home using the forthcoming and compulsory information pack, you need to get your act together. Here we face the facts. ...	2007-06-08
Tenancy Agreements	Do you own a buy-to-let property? There are some proposed new rules regarding tenancy agreements. Find out more. ...	2007-06-08
Shared Mortgages	As UK house prices have escalated out of the reach of the first time buyer many people have had to resort to moving into rented accommodation to get a roof over their heads. An Englishman's home is hi...	2007-06-08
Mortgage & Bankruptcy	If you want to increase your chances of qualifying for a mortgage after bankruptcy, here are some steps you can take:...	2007-06-08
Home Equity Loan	Many people are talking about a home equity loan, at work, weekends and even at the dinner table. Why is it the flavor of the month and what should you know about a home equity loan to ensure you stay...	2007-06-08
Tenants From Hell	If you're considering entering the buy-to-let market, here are some precautionary tales. ...	2007-06-08
Buy To Let Mortgages	With buy to let mortgages increasing in popularity and availability, is this a good way for you to secure a future nest egg? ...	2007-06-08
First Home Buyers	The only way to get onto the first rung of the house buying ladder is to get down to some basic economics. Here we try to help: ...	2007-06-08
Ownership Mortgages	UK Shared Ownership Mortgages could the ideal solution for the first time buyer to get on to the UK property ladder....	2007-06-08
Quick House Sale	A growing number of investors and buyers have become more sophisticated and demand a higher level of quality from potential house purchases. This is especially true in a declining market, where a grea...	2007-06-08
Commercial Mortgages?	A commercial mortgage is similar in principle to a residential mortgage except it is used to purchase a property or to raise capital for commercial purposes rather than domestic purposes. As with resi...	2007-06-08
Homeowner Loans	These days it's difficult to get by without some form of financial assistance - most of us have loans, mortgages, credit cards, store cards or other types of debt. Taking out a personal loan is one of...	2007-06-08
UK Housing Market	Spring brings about a flux in nature and traditionally sees an increase of activity around the housing market. Contrast is the most accurate word to describe the housing market right now....	2007-06-08
Improvements add Value	Home is where the heart is. It's also where quite a bit of the money is. With that in mind, any changes you make to your home need to add to your happiness while you're living there, but ideally they ...	2007-06-08
Improvements to Sell Home	What home improvements really pay off when the time comes to sell your house?...	2007-06-08
Mortgage Market	Mortgage leads are a service you purchase from a reputable company that has done the background work for you. You pay them a fee and they provide you with leads that will get you closer to a closed mo...	2007-06-08

Mortgage Best Buy Tables

Whatprice have teamed up with Moneyextra to produce up to date Mortgage Best Buy tables