You are an average owner-occupier family (i.e. Two adults and one child).
You are married or living with your partner.
You are either a Mr or Ms (depending on gender).
You have lived at the property for at least one year, (i.e. you do not need to provide previous address details.)
You are the eldest resident in your property.
You are employed, (e.g. occupation is an accountant working for an accountancy firm.)
You are not a first time buyer of home insurance.
You do not have a different correspondence address.
No-one in your household is a smoker.

About the property:-

The property is in the UK excluding Northern Ireland
The property is of standard construction (i.e. with Brick Walls and a Tiled Roof.)
The percentage of the roof that is flat is 0% (zero).
The percentage of the roof that is of asphalt construction is 0% (zero).
The property does not have a burglar alarm installed.
The property does not have a smoke alarm installed.
The property has central heating installed.
The property meets all the insurers minimum-security requirements.
The property has a garage or outbuildings.
The property and the surrounding area has never suffered from subsidence, landslip, heave, flooding, river / coastal erosion, or any form of structural damage or movement or settlement.
The property has never suffered damage from tree roots.
The property does not have an extension.
You are not selling or renovating the property. There is no financial interest in the property.
The property is in a good condition and will be maintained to a good condition.
The property is mortgaged, and your mortgage provider is not one of the insurers quoting. (e.g. default is set as Barclays Bank plc.)
The mortgage is not in joint names, and there is no reference number available for the mortgage.
The property is not used for any business related work at all, which includes the contents.
The property is not a listed building.
The property and contents are for use by yourself and family only (as the owners).
The property is your permanent home, i.e. not a weekend or holiday home.
The property is usually occupied at night, but may be unoccupied during daylight hours.
The property is left unoccupied only for a total of about 20 days a year.
The property is only left unoccupied for 14 consecutive days in a year. (i.e. average holiday.)
The property has no existing damage, and is in a good condition and will be maintained to a good condition.

About your insurance:-

The insurance cover you require is for buildings and/or contents.
You do not want cover for specified or unspecified personal possessions.
You do not want legal cover.
You do not want cover to protect your no claims bonus.
You do not want cover for any extras. (i.e. cycles, freezer, money, credit card cover, or possessions away from the property.)
You do not want cover for valuables or high-risk items, but any standard limits imposed by a provider are ok.
You have had insurance in your own name before.
You have never had insurance refused, declined, declared null and void.
You have not had special conditions imposed or have ever been declared bankrupt.
You do not want the policy in joint names.
You have never had any claims, convictions, pending prosecutions, or have been convicted of any offences (motoring or other).
Your current insurer for buildings and or contents is not one of the insurers quoting.
Your current / most recent / previous insurer for buildings and contents is defaulted as Barclays Bank plc.
You have a 1-year no claims bonus on buildings and contents, and have not made a claim in the last five years.
You are not a member of any of the quoting insurance providers, and have not any current insurance with them.
Your property is not located in a Police registered Neighbourhood watch area.
You are not a member of a Neighbourhood watch scheme.
Your preferred payment is annual.
You have not been liable for injury or damage to anyone else.

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